Services
With almost 30 years of broking and underwriting experience, we deliver innovative, bespoke trade credit policies and performance bond solutions for our clients. A forward-thinking, highly technical boutique broking house we are an extension to our client’s credit management / receivables risk function delivering a continuous first-class service.
We are passionate about forming trusted partnerships with our clients and apply the same philosophy with our underwriting community.
Credit Insurance
A Policy which protects a business against non-payment of goods and services sold
There are several ways in which we can tailor a policy to meet our clients’ needs both covering domestic and export Sales:
Whole Ledger
The majority of the policies we place Insure on a whole turnover basis which delivers optimum sales ledger Insurance. We build the policy around the credit management practices and processes of our client therefore it is simple to implement and supports compliance.
Key Account
A more focused approach which insures the Top 5 – 20 key customer exposures and those which could put their own business at risk in the event of failure.
Specific Risk
Covering one individual exposure.
Top Up
Adding a slice of cover onto an existing insured exposure.
Gap Filling
If there are any gaps in cover in the existing insurance policy we can look at other insurers to step in.
Surety - Performance Bonds
This is a guarantee given by the underwriter to a beneficiary that the contractual obligations will be fulfilled by the principal (Bond holder).
Individual Bonds
Contract by contract bond placement and managing bond to release. This could be with one underwriter or a syndicated solution.
Bond Facility
Implementing an overarching facility which enables a multitude of bonds to be placed concurrently at a fixed rate.
Supply Chain Management
Being able to purchase goods or services using credit is vital to having a healthy and robust working capital position.
Working with our customers to improve their credit rating with our underwriting community will increase the credit lines being written on our client’s business which in turn will maximise their working capital.
Business Finance
Insuring your accounts receivable, which is often the largest asset on the balance sheet delivers leverage when obtaining finance solutions.
Working directly with the finance community including:-
- High street banks
- Challenger banks
- Primary market lenders
- Secondary market lenders
- Finance brokers
A credit insurance policy provides a platform which “de-risks” the financier which in turn creates leverage, therefore enabling a more flexible and financially beneficial facility to be negotiated.